We maintain our lifestyle of needs and wants.  We save for future.  We insure our homes, our vehicles, our lives, and our health.  We do all of this from our earned income.  Our earned income, therefore, is the pulse of our livelihood.  

 

Why, then, would we overlook insuring our earned income?

 

If you become disabled from illness and/or injury and lose your earning capacity, in many cases, the only option becomes exhaustion of savings.  These savings are intended for other uses and could quickly become depleted leaving an on-going shortfall of financial resources.

 

Your income-earning capacity is your foremost asset.  Plan for the potential risk of becoming prematurely disabled and take steps to protect every area of your financial stability.